Clarity. Confidence.
Finance that works for you.
As your dedicated mortgage broker based in Chadstone, Culloden Finance delivers trusted guidance and seamless lending solutions across Melbourne and Victoria.
FEATURED
Finance solutions designed for your goals.
TRUSTED BY 60+ LENDERS
ABOUT
Finance should be clear, simple and built around your goals.
Hanson Culloden | Managing Director
With a Master’s in Accounting and Finance and more than a decade of industry experience, Hanson Culloden brings both expertise and perspective to every lending decision. From his time as a multi-award-winning Home Lending Executive at one of Australia’s Big Four banks to founding Culloden Finance, Hanson has built a career on simplifying complex finance and delivering results.
Specialising in home loans, investment lending and tailored solutions for self-employed clients, Hanson combines deep market knowledge with a customer-first mindset. His approach is defined by clarity, transparency and trust; ensuring clients move forward with confidence, whether buying their first home, refinancing, or building an investment portfolio.
Secure the right home loan with confidence.
Whether you’re purchasing your first home, upgrading, or refinancing, Culloden Finance makes the process clear and straightforward. With expert guidance and access to a wide range of lending options, we’ll help you make decisions that align with your goals today and in the future.
SERVICES
Tailored lending solutions for every stage of life.
At Culloden Finance, we understand that every client’s journey is unique. Whether you’re buying your first home, investing in property, or securing finance for your business, our role is to simplify the process and provide clarity at every step. With access to a wide range of lenders and loan products, we match you with the right solution, always aligned to your goals and circumstances.
First home buyer
Purchasing your first home is one of life’s biggest milestones, but it can also feel overwhelming. We guide you through each step of the journey, from understanding government grants and incentives to navigating deposit requirements and loan approvals. With clear advice and a tailored approach, we help you secure a competitive home loan that makes your dream of home ownership a reality.
Next home buyer
When it’s time to upgrade, downsize, or relocate, choosing the right home loan structure is key. We take the time to understand your financial position, existing commitments, and long-term goals before recommending a solution that works for your next move. Whether you are buying a bigger family home or seeking a lifestyle change, we help you transition smoothly with a loan that fits your future.
Refinancing
Refinancing can help you save money, unlock equity, or achieve more flexibility with your finances. We review your current loan to identify better rates, improved features, or structures that suit your changing needs. Whether you want to consolidate debt, renovate your home, or free up cash flow, we guide you to refinancing options that put you in control.
Investment loans
Successful property investment starts with the right finance strategy. We provide expert advice on structuring investment loans to maximise tax efficiency, cash flow, and long-term returns. With insights into market performance and lending products, we help you grow and manage your portfolio with confidence, whether it is your first investment property or your fifth.
Construction loans
Building a new home or investment property requires finance that adapts to your project’s stages. We offer specialised construction loans designed to fund your build in progress payments, giving you flexibility and certainty along the way. From initial planning to final handover, we ensure your finance is structured to keep your project on track.
Commercial loans
Securing the right finance for commercial property can open doors for business growth. We work with business owners and investors to structure loans for offices, warehouses, and retail spaces, balancing competitive rates with the right features. With our expertise, you will have clarity and confidence to make informed commercial property decisions.
Personal loans
Personal loans provide fast access to funds when you need them most, whether it is for debt consolidation, a major purchase, or unexpected expenses. We help you compare options across multiple lenders to secure flexible terms and competitive rates that suit your financial position. Our goal is to make borrowing simple, transparent, and stress-free.
Asset finance
From cars and trucks to machinery and business equipment, asset finance helps you secure the tools you need without straining cash flow. We guide you through the most effective finance structures, such as leases, chattel mortgages, or hire purchases, so you can invest in assets that drive your business or lifestyle forward with confidence.
SMSF lending
Investing in property through your self-managed super fund (SMSF) is a powerful way to grow your retirement wealth, but it requires the right loan structure and compliance. We specialise in SMSF lending, providing expert advice on navigating lending criteria, tax considerations, and long-term investment strategies. With clear guidance, we help you unlock the potential of your super.
Why choose
Culloden Finance.
At Culloden Finance, we simplify lending and put your goals first. With proven expertise, clear guidance, and a customer-first mindset, we make finance decisions straightforward and stress-free. Based in Chadstone, we combine local insight with access to a wide range of lenders, giving you trusted solutions that fit your life today and tomorrow.
"Saved me money and simplified everything"
Hanson refinanced my loan from Westpac to CBA, saving me on interest and helping me consolidate my car loan and credit card. It has made a huge difference. Super professional and easy to deal with — highly recommend!
Ian Muthuthanthirige, Chadstone VIC
“Reliable support through the VIC Homebuyer Fund”
During my house-hunting journey, if you asked me who was the most helpful and reliable, I would say “Hanson Culloden” without hesitation. Especially for those needing support from the VIC Homebuyer Fund, Hanson has the expertise and guidance to make the process smooth and achievable.
Aussie Coder, Chadstone VIC
“Made buying our first home stress-free”
As first-home buyers, we were nervous about the process, but Hanson made everything clear and manageable from the start. He explained our options in simple terms, kept us updated at every step, and secured a loan that suited our situation perfectly. We could not have asked for a better experience.
First Home Buyer, Chadstone VIC
Proudly serving Chadstone and beyond
Malvern East
Glen Iris
Ashburton
Mount Waverley
Oakleigh
Oakleigh East
Oakleigh South
Hughesdale
Carnegie
Murrumbeena
Malvern
Glen Huntly
Bentleigh East
Burwood
Clayton
Notting Hill
Ashwood
Huntingdale
Jordanville
Wheelers Hill
Let’s start the conversation.
Looking for the right loan or want to explore your options? Share your details and Hanson will be in touch to discuss the best way forward.